Chrisline Financial Services Limited (CFSL) is a Non-Bank Financial institution that was
initially registered in 2004 as an Investment firm under the license of the Securities and
Exchange Commission. In April, 2007, CFSL was licensed by the BOG as a Non-Bank Financial
Institution. As a Non-Bank Financial institution, the company has provided investments and
business credit solutions to individuals and businesses since 2007.
Presently, CFSL's head office is located at C97/2 Ayikuma Avenue, off Kwame Nkrumah Avenue,
Adabraka (GA -101-4368). The company has branches in Tema, Takoradi and Koforidua. The
company remains one of the few finance houses that survived the epic financial sector crises
and is still briskly doing business, with gross loan assets of over GH15.0 million and a
total asset book of about GH30.0million.
The company's products have in the above regard been varied and tailored to suite the unique
conditions of our customer(s) both investment and loan customers.
The company's investment products are basically fixed deposit instruments (and savings
products) with variant features tailored to suite corporate and individual investment plans.
These are also structured to meet short term liquidity as well as medium to long term
capital needs of both corporate and individuals. The flexibility provided ensures that the
term structure of each investment can be altered based on the evolving needs of the
investor. Our proven skills in investment management for over 20 years earned out of
competence, experience a vast institutional memory and a culture of integrity of our human
capital have ensured that our customers enjoy security, solvency and growth in their
investments.
Our investment Clientele/Customers include insurance companies, professional organisations,
credit unions, corporates, nonprofit organisations, (such as churches) and individuals
mainly made up of high net worth Individuals and pensioners.
CFSL also provides a variety of loan products uniquely designed to meet the needs of
businesses of varied sizes and set ups. Our loan products are structured to meet the
financing needs of importers, traders, contract service providers and effectively all
businesses in line with the company's risk appetite criteria. We also provide micro loans
for small trade/ business groups or associations.
Our products are also offered within the regulatory criteria of the Bank of Ghana,
specifically Acts 930, Banks and Specialized Deposit –Taking Institutions Act 2016 and Act
931, Ghana Deposit Protection Act,2016. CFSL is governed in accordance with the BOG
Corporate Governance Directives and has an elaborate governance structure designed in
compliance with Corporate Risk Management Framework as directed by the Industry Regulator.
The company is managed by a set of competent and experienced individuals at the Board and
Management level.
MISSION STATEMENT
To offer flexible products and satisfactory services to our Customers with quality and high earning asset portfolio
VISION STATEMENT
To be the preferred lending institution to our Customers made up of the SMEs and the informal
sector.
