Joshua is a marketing professional with over ten (10) years' experience in the sector. Having worked with Chrisline Financial Services since January 2006, Joshua brings an unparalleled wealth of experience to boost productivity and efficiency in the firm. As Manager responsible for loan recovery, Joshua manages a group of loan recovery officers and develops collection strategies to minimise 'bad debt' by coordinating the activities of recovery officers and recommending delinquent accounts for legal action. As Loan / Marketing Officer, he was involved in the marketing and promotion of the company's products and services. At Standard Chartered Bank as Direct Sales Representative (SME Banking), Joshua was responsible for the marketing and promoting of the bank's products, helping customers complete K.Y.C forms among others. He holds an MBA (Marketing) and a Bachelor of Management Studies, all from the University of Cape Coast. He also holds an HND Marketing from Accra Polytechnic. He has attended several training programs as part of his capacity building.