David has extensive working experience in Credit Risk Management, Loan Portfolio Management, Customer Relationship Management and Business Development. He has over fifteen years' work experience in Credit Risk Management at the operational, middle and top level management positions with a track record of growing and maintaining a high-quality credit portfolio. He is highly goal oriented, hardworking, and an effective team player with outstanding interpersonal and communication skills.
David holds a Master of Philosophy (MPhil.) in Industrial Finance & Investment, a Bachelor of Science degree in Banking & Finance and a Higher National Diploma in Accounting. He is a qualified Dealing Officer on the Ghana Stock Exchange. He has attended several training programs in Credit Risk Analysis and Management, Basel Compliant Management, Business Communication Skills, Sales and Prospecting, Effective Selling Skills among others, at the Ghana National Banking College and other professional training institutions.
Currently, he is the Credit Risk and Administration Manager at Chrisline Financial Services Limited. He joined Chrisline Financial Services Limited in February 2020 as a branch manager before rising to occupy the current position. Prior to joining Chrisline, he worked at NDK Financial Services Ltd as a Credit Executive. He also worked at Classic Microfinance Limited as Credit Manager, Jislah Financial Services Ltd as Assistant Credit Manager and Pro Credit Savings & Loans as Credit Analyst and Business Client Advisor.